Property Tools & Calculators

Stamp Duty Calculator

Stamp Duty Calculator

SDLT Calculator

Stamp duty (SDLT) on your property is:

If you would like to invest in UK property without the tax burden, sign up with Housemartin today.

Please select whether you a buying as an individual or limited company.

Please select whether the company is ultimately controlled by non-UK residents.

Please select your circumstances as a buyer.

Please select the residential status of the buyer.

Please add the value of the property.

Stamp Duty (SDLT)

Stamp Duty Land Tax (SDLT) is a major cost when buying UK residential property — particularly for investors, second-home buyers, and non-UK residents who face additional surcharges.

Use our free calculator to estimate how much SDLT you’ll owe based on the latest rates, property value, and your individual circumstances. We account for the 5% ‘additional properties’ surcharge and the 2% non-resident surcharge where applicable.

You pay Stamp Duty Land Tax (SDLT) on the property price when you buy a residential property.

The table below shows the rates of stamp duty for someone buying a primary property or an additional property or second home would pay.

Purchase price of propertyRate of stamp dutyAdditional Property Rate*
£0 - £125,0000%5%
£125,001 - 250,0002%7%
£250,001 - £925,0005%10%
£925,001 - £1,500,00010%15%
Over £1.5 million12%17%

If you are buying an additional property, such as a second home or investment property, you will have to pay an extra 5% in SDLT on top of the standard rates.

This increased rate applies to properties bought for £40,000 or more.

A Smarter Way to Access Property — Without Paying Stamp Duty Yourself

When you invest through Housemartin, you're not buying a property yourself, you're lending to a company that acquires the property on your behalf. That company pays all the upfront costs, including stamp duty, using the capital raised through the loan.

Unlike buying property yourself, where stamp duty is an unrecoverable cost, Housemartin loans are structured so that when you exit, a new investor buys you out at a price that reflects those original purchase costs. This means your share of the stamp duty, and other fixed costs, is typically recouped on resale via our Exchange.

  • No personal SDLT or surcharges
  • Fixed costs recovered when resold to another investor on our Exchange
  • Monthly income, tax-free via ISA or SSAS
  • Fully managed, socially beneficial properties on long-term inflation linked leases
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