The 2025 ISA deadline (5th April 2025) is fast approaching. ISAs operate on a “use it or lose it” basis, meaning if you don’t invest before the deadline, you permanently lose that year’s allowance. If you haven’t used your £20,000 tax-free ISA allowance, now is the time to act.
At Housemartin.co, we offer an Innovative Finance ISA (IFISA) that provides inflation-linked, tax-free returns by investing in property-backed loans. Here are six key reasons why you should invest in a Housemartin ISA before the end of the tax year.
1. Earn Tax-Free Returns on Property Investments
A Housemartin ISA allows you to earn competitive, tax-free returns by investing in property-backed investment opportunities. Unlike traditional savings accounts, where interest is subject to tax, an ISA shields your returns from the taxman, helping your money grow faster.
By investing in a property-backed ISA, you benefit from secured returns while taking advantage of ISA tax benefits.
2. Inflation-Proof Your Investments
One of the biggest risks with traditional cash ISAs is that inflation erodes the value of your savings over time.
Unlike most ISAs, investments on Housemartin.co are inflation-linked, meaning your investment is protected against rising prices. This helps ensure that your returns keep pace with inflation, preserving your purchasing power.
3. Competitive Returns
Over the past 12 months, the average net yield of properties launched on the Housemartin Exchange has been in excess of 7%. This compares favourably with the best cash ISA rates available on the market.
4. Flexible ISA – Greater Control Over Your Money
The Housemartin ISA is a flexible ISA, meaning you can withdraw and replace funds within the same tax year without losing your annual allowance.
This flexibility gives you greater control over your savings compared to traditional fixed-term ISAs, making it ideal for investors who want access to their money if needed.
5. Invest in Property with Social Impact
By investing in a Housemartin ISA, you’re not only earning returns but also making a positive social impact. Many of our loans back Supported Living housing, providing safe accommodation for people requiring support.
With a Housemartin ISA, your money works for you and for society, helping to fund essential property projects while delivering tax-free returns.
6. Diversify Your ISA Portfolio with Property-Backed Investments
A property-backed ISA offers an alternative to stocks and shares, helping to diversify your investments and reduce risk.
Property has long been a stable and resilient asset class, making it an excellent addition to your ISA portfolio. With Housemartin.co, you can invest in property-backed investments, spreading risk while benefiting from the security of real assets.
Act Now – The 2025 ISA Deadline is Approaching
The 2025 ISA tax year ends on 5th April, and time is running out to use your £20,000 tax-free ISA allowance. Don’t miss this opportunity to invest in a flexible, inflation-linked, property-backed ISA with Housemartin.co.
Ready to start investing?
Open your Housemartin ISA today and grow your wealth tax-efficiently.